Watch out for that next step.....

We spoke to WellsFargo Financial last night.  The person we spoke to obviously didn’t have a clue what it means to expand a house, and the rate he quoted was extremely high.  Perhaps when I was in my twenties and didn’t have any sort of credible credit rating, I would have jumped on it, but we’ve worked hard to keep our rating on the high side of good, and frankly we deserve better.

 

I went through a period of being overwhelmed and depressed and thought seriously that the addition wasn’t worth the stress, but after speaking to a friend of mine, I think I have a better perspective.  WF obviously has the problem, not us, and I’m setting out to prove that by getting a good deal.

 

(Just as an aside, my friend thinks I’m over reacting and that I should just make a decision and go with it.  He just doesn’t understand the fine enjoyment of stress related illnesses.)

 

I think that what it’s all coming down to is next step.  Instead of trying to anticipate issues, I need to concentrate on the next step; in this case it’s detailing whatever other expenses I want to cover with the loan (for example paying off the car so that the car payments can be reallocated to the new loan), then decide if we want to give our designer the go-ahead.  Once we get a price from him, we’ll know how much we want to borrow.

 

OK, getting ahead again.

STOP. 

BREATH. 

Continue.  

The next step is to go to the gym, go home and have dinner.  I think that’s about as far as I want to project.

 

I once knew a man who, in his younger years, drove in stock car races – strictly amateur, small-time stuff.  Someone asked him if he’d ever been in a high-speed crash, and what does one do in such a circumstance?

 

He replied, “Just put your head down, close your eyes and wait for the noise to finish”.

 

Someone tell me when the noise is over.